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Get ahead of rising prices and interest rates with debt relief that works.

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Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our certified counselors will reach out to you and provide recommendations.

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Step 1 icon

Get a free evaluation to find a consolidated monthly debt payment that you can afford.

Step 2 icon

Our team will work with creditors to reduce or eliminate interest and stop penalty fees.

Step 3 icon

You could lower your total payments by up to 50% and get debt-free in as few as 36 months.

How Much Could You Save?

Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment.

Debt Amount

Case Study

Eric from Whitier, CA

“I’m very satisfied with the service. The payments are always made on time and the APR reduced significantly! ”

Where he started:
  • Total unsecured debt: $10,525.00
  • Estimated interest charges: $6,188.51
  • Time to payoff: 13 years, 8 months
  • Total monthly payments: $421.00
After DMP enrollment:
  • Average negotiated interest rate: 2.00%
  • Total interest charges: $542.18
  • Time to payoff: 5 years
  • Total monthly payment: $185.00
Time Saved

8 years, 8 months

Monthly Savings

$236.00

Interest Saved

$5,646.33

Case Study

Marie from Pierre, SD

“This has been such a great service and a great experience. Thank you! ”

Where she started:
  • Total unsecured debt: $41,277.00
  • Estimated interest charges: $24,133.79
  • Time to payoff: 14 years, 11 months
  • Total monthly payments: $1,651.08
After DMP enrollment:
  • Average negotiated interest rate: 3.66%
  • Total interest charges: $3,008.17
  • Time to payoff: 4 years, 10 months
  • Total monthly payment: $764.00
Time Saved

10 years, 1 month

Monthly Savings

$887.08

Interest Saved

$21,125.62

Case Study

Karee from El Paso, TX

“Paying off my debt has been simple and stress-free from the beginning. Everyone has been very helpful and supportive. I never thought I’d ever be out of debt but in less than a year I will achieve my goal! ”

Where she started:
  • Total unsecured debt: $15,698.00
  • Estimated interest charges: $8,912.28
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $627.92
After DMP enrollment:
  • Average negotiated interest rate: 5.73%
  • Total interest charges: $2,459.65
  • Time to payoff: 4 years, 10 months
  • Total monthly payment: $303.00
Time Saved

6 years, 3 months

Monthly Savings

$324.92

Interest Saved

$6,453.33

Case Study

Jason from Sterling, IL

“I’m so thankful I came across this help on the internet. It’s been a life saver! ”

Where he started:
  • Total unsecured debt: $17,162.00
  • Estimated interest charges: $9,791.37
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $686.48
After DMP enrollment:
  • Average negotiated interest rate: 2.25%
  • Total interest charges: $1,489.34
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $370.00
Time Saved

8 years, 3 months

Monthly Savings

$316.48

Interest Saved

$8,302.03

Case Study

Shirley from Mooresville, NC

“They are wonderful people to deal with, always helpful. ”

Where she started:
  • Total unsecured debt: $15,725.00
  • Estimated interest charges: $8,423.33
  • Time to payoff: 10 years, 9 months
  • Total monthly payments: $629.00
After DMP enrollment:
  • Average negotiated interest rate: 5.85%
  • Total interest charges: $1,697.27
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $348.00
Time Saved

6 years, 7 months

Monthly Savings

$281.00

Interest Saved

$6,726.06

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Consolidated Credit has been helping people find better ways to get out of debt for nearly 30 years. We believe everyone deserves the opportunity to get out of debt affordably. That’s why we work with your creditors to develop debt relief plans that work for everyone.

Here’s what our clients say…

Best Rating: 5

Average Rating: 4.7

Reviews: 9046

5 stars

Great

Easy-to-use

SAMUEL T.

4 stars

My husband passed away.

CCO helped me immensely. My husband passed away and had no life insurance. I needed…

TINA L BARNETT

5 stars

I HAVE FELT THE COMPANY…

I HAVE FELT THE COMPANY IS ADDRESSING MY NEEDS

STACY L.

5 stars

Consistent and thorough!

Consistent and thorough!

SH

5 stars

I’m almost done paying…

I’m almost done paying off all my high interest credit cards! Long but truly…

A happy customer

4 stars

Quickness

Nananananana

ETHEL J.

4 stars

It was easy to do my…

It was easy to do my only complaint is I wish I could see when the payments were…

BREANNA L.

5 stars

It was an easy process

It was an easy process. I talked to a representive right away and they were able to…

DIANE S.

5 stars

Consolidated Credit is…

customer service

JORGE S.

5 stars

Thank you this was an…

Thank you this was an easy process and kept me informed all the time be log in into…

MARIBEL V.

5 stars

Excellent service

All my dealings have been completed timely and Consolidated Credit had represented

JEFFREY K.

5 stars

Helping me to get out of…

Helping me to get out of debt,with low payment. Thanks for your support 🙏🦋😊

JEANETTE WATSON

5 stars

Great Customer Service!

So far everything is great. I had an issue but Consolidated Credit handle it in a…

CAROL G.

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