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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our certified counselors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

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You are not alone:

David S. got help with $55,000 in ID1 minute ago
Sandy P. got help with $30,000 in OH2 minutes ago
Shemicka T. got help with $35,000 in FL4 minutes ago
Caraleigh H. got help with $30,428 in CT7 minutes ago
Jennifer S. got help with $50,906 in CT8 minutes ago
Alvaro R. got help with $25,000 in CA9 minutes ago
Bryan D. got help with $14,976 in FL11 minutes ago
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Harry T. got help with $10,663 in LA14 minutes ago
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Robert. W D. got help with $11,000 in OH14 minutes ago
Gabriel C. got help with $11,018 in CA15 minutes ago
Eddie K. got help with $13,398 in TX15 minutes ago
Larry C. got help with $78,000 in FL16 minutes ago
Aleasha R. got help with $11,668 in KY17 minutes ago
Nic W. got help with $60,000 in MN18 minutes ago
Alfonse D. got help with $10,923 in NJ21 minutes ago
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Step 1 icon

Get a free evaluation to find a consolidated monthly debt payment that you can afford.

Step 2 icon

Our team will work with creditors to reduce or eliminate interest and stop penalty fees.

Step 3 icon

You could lower your total payments by up to 50% and get debt-free in as few as 36 months.

How Much Could You Save?

Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment.

Debt Amount

Case Study

Eric from Whitier, CA

“I’m very satisfied with the service. The payments are always made on time and the APR reduced significantly! ”

Where he started:
  • Total unsecured debt: $10,525.00
  • Estimated interest charges: $6,188.51
  • Time to payoff: 13 years, 8 months
  • Total monthly payments: $421.00
After DMP enrollment:
  • Average negotiated interest rate: 2.00%
  • Total interest charges: $542.18
  • Time to payoff: 5 years
  • Total monthly payment: $185.00
Time Saved

8 years, 8 months

Monthly Savings

$236.00

Interest Saved

$5,646.33

Case Study

Marie from Pierre, SD

“This has been such a great service and a great experience. Thank you! ”

Where she started:
  • Total unsecured debt: $41,277.00
  • Estimated interest charges: $24,133.79
  • Time to payoff: 14 years, 11 months
  • Total monthly payments: $1,651.08
After DMP enrollment:
  • Average negotiated interest rate: 3.66%
  • Total interest charges: $3,008.17
  • Time to payoff: 4 years, 10 months
  • Total monthly payment: $764.00
Time Saved

10 years, 1 month

Monthly Savings

$887.08

Interest Saved

$21,125.62

Case Study

Karee from El Paso, TX

“Paying off my debt has been simple and stress-free from the beginning. Everyone has been very helpful and supportive. I never thought I’d ever be out of debt but in less than a year I will achieve my goal! ”

Where she started:
  • Total unsecured debt: $15,698.00
  • Estimated interest charges: $8,912.28
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $627.92
After DMP enrollment:
  • Average negotiated interest rate: 5.73%
  • Total interest charges: $2,459.65
  • Time to payoff: 4 years, 10 months
  • Total monthly payment: $303.00
Time Saved

6 years, 3 months

Monthly Savings

$324.92

Interest Saved

$6,453.33

Case Study

Jason from Sterling, IL

“I’m so thankful I came across this help on the internet. It’s been a life saver! ”

Where he started:
  • Total unsecured debt: $17,162.00
  • Estimated interest charges: $9,791.37
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $686.48
After DMP enrollment:
  • Average negotiated interest rate: 2.25%
  • Total interest charges: $1,489.34
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $370.00
Time Saved

8 years, 3 months

Monthly Savings

$316.48

Interest Saved

$8,302.03

Case Study

Shirley from Mooresville, NC

“They are wonderful people to deal with, always helpful. ”

Where she started:
  • Total unsecured debt: $15,725.00
  • Estimated interest charges: $8,423.33
  • Time to payoff: 10 years, 9 months
  • Total monthly payments: $629.00
After DMP enrollment:
  • Average negotiated interest rate: 5.85%
  • Total interest charges: $1,697.27
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $348.00
Time Saved

6 years, 7 months

Monthly Savings

$281.00

Interest Saved

$6,726.06

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Consolidated Credit has been helping people find better ways to get out of debt for nearly 30 years. We believe everyone deserves the opportunity to get out of debt affordably. That’s why we work with your creditors to develop debt relief plans that work for everyone.

Here’s what our clients say…

Best Rating: 5

Average Rating: 4.7

Reviews: 9155

5 stars

Very Helpful and nice

This company was very open and helpful. I was listened to and my needs were met….

AMANDA JEAN B.

5 stars

Huge help in paying my…

They are a great help

SUSANNE REGALADO

5 stars

Communication is great.

Communication is great.

Cheryl

5 stars

Good response time and…

Good response time and very good service.

DAVIES/GLYN

5 stars

Agents are very…

Agents are very understanding. Very helpful in helping us to understand how it…

JOHN F.

5 stars

Ten out of ten customer…

Anna was super helpful,kind and considerate throught out the entire call. Please…

Amber Brown

5 stars

Good

I have no comment at this time

LORI H.

5 stars

Has help me alot

Real friendly are always there to help and this program has help me alot

ARLENE H.

5 stars

This Can Help Anyone…

From my initial interaction with Alan, I knew this was going to be a huge help. So…

Big Train Watt

5 stars

A Relief!

Easy, Communicative – customer service answered all questions and now that I’m in…

customer

5 stars

Great customer service

Helped me with all my doubts

CONNIE C.

5 stars

This company saved me…

This company saved me from filing for bankruptcy. I have let everyone know about…

ARMELINDA A.

5 stars

To the point

To the point, clear, concise, and effective. How business should be handled.

ADAM CHRISTOPHER M.

5 stars

Never a problem.

Never a problem.

Julietta

Showing our 4 and 5 star ratings

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