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Reduce Your Total Credit Card Payments by up to 50%

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##first_name##, here are your next steps…

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our certified counselors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counseling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

Debt Relief that Works

GET HELP NOW (844) 434-0351

How Consolidated Credit Helps You Become Debt-Free

Step 1 icon

Receive a Free Debt Analysis from a Certified Counselor

Review your debts, credit, and budget with a certified credit counselor and get informed on the options you have for relief

Step 2 icon

Decide If a Debt Management Program is Right for You

The program helps people who can’t get out of debt effectively on their own, but who want to avoid bankruptcy

Step 3 icon

Become Debt-Free in 36-60 Payments and Save Thousands

A debt management program will consolidate your debt, minimize APR, and stop penalties to save time and money

Here’s How Much Kevin Saved…

Case Study

Kevin from Montgomery, NY

“I’ve been very satisfied with Consolidated Credit. The representatives are very professional every time I call. I would strongly recommend them to anyone with substantial debt. ”

Where he started:
  • Total unsecured debt: $12,385.00
  • Estimated interest charges: $6,798.39
  • Time to payoff: 11 years
  • Total monthly payments: $495.40
After DMP enrollment:
  • Average negotiated interest rate: 4.20%
  • Total interest charges: $667.44
  • Time to payoff: 2 years 6 months
  • Total monthly payment: $440.00
Time Saved

8 years, 6 months

Monthly Savings


Interest Saved


Here’s what our clients say…


Rated 4.7 / 5 based on 9,026 reviews onTrustpilot
5 stars

CCS is a great Company!

CCS is a great Company! They are supportive, comforting and a big help in getting my…

Renee Monroe

5 stars

Great Company so far

We are new with this company. So far the best thing is the way they keep in constant…


5 stars

Great Company

Great I would recommend this company


5 stars

The Agent was patient…

The Agent was patient and very helpful


5 stars

Very Friendly

The consultant I spoke with, Jason, was extremely friendly and non-judgemental. The…


4 stars


Courtesy, they are very helpful, and they are very trained about the lenders process…


5 stars

Very nice and good.

Very helpful customer service. I’m lucky to have this access.


5 stars

Craig Mednick listened…

Craig Mednick listened very well and pleasantly as I described my situation. He then…

Viola Magsisi

5 stars


The team was extremely patient and supportive. They created an extremely manageable…


5 stars

Quick response time and…

Quick response time and very helpful.


5 stars

We’re grateful.

We’re grateful.


5 stars

The amt never changes…

The amt never changes and y’all have helped my credit score


5 stars

Everything is very…

Everything is very smooth and appreciate the monthly statements very much to be able…


5 stars

Great company

Great company, this has helped me tremendously.


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Who We Are

Consolidated Credit is one of the nation’s largest nonprofit credit counseling organizations in the U.S. and our mission is to help people end financial crises caused by debt. Our certified credit counselors strive to help each individual identify the best way to get out of debt based on their unique financial situation.